Nbt Bank Routing Number

Nbt Bank of New York - Routing Number
21302143	The routing number for Nbt Bank in New York is used on Nbt Bank checks and for direct deposits and wire transfers.
Bank Name:	NBT Bank, National Association
Chartered By:	OCC
FDIC Certificate:	#7230
Return On Assets:	1.08%
Return On Equity:	10.12%
Established:	1856-03-03
Data Updated:	2011-06-03
FDIC Insured:	Yes, since 1934-01-01
Insured Savings Institution:	No
Insured Commercial Bank:	Yes

Nbt Bank is a commercial bank located in New York, and has 123 branches and offices. Nbt Bank is classified as a commercial bank with a national (federal) charter, supervised by the Office of the Comptroller of the Currency (OCC) and a member of the Federal Reserve.

Nbt Bank holds a total of $5,294,766 in assets, of which $4,131,465 are deposits in the savings and checking accounts offered by the bank. Nbt Bank is owned by Nbt Bancorp Inc., a bank holding company headquartered in Norwich.

How to use the Nbt Bank Routing Number

Nbt Bank's routing number is the eight or nine-digit number found on the bottom left hand side of Nbt Bank checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Nbt Bank Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.