Smart Financial Credit Union Address
Po Box 920719
Houston, TX 77292
Smart Financial Credit Union Phone Number
713-850-1600

Smart Financial Credit Union of Texas - Routing Number

313083578 The routing number for Smart Financial Credit Union in Texas is used on Smart Financial Credit Union checks and for direct deposits and wire transfers.

Smart Financial Credit Union is a banking institution located in Houston, TX. The routing number for Smart Financial Credit Union is 313083578.

How to use the Smart Financial Credit Union Routing Number

Routing number on sample check

Smart Financial Credit Union's routing number is the eight or nine-digit number found on the bottom left hand side of Smart Financial Credit Union checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Smart Financial Credit Union Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.

Unlike your Smart Financial Credit Union Bank Account Number, the Smart Financial Credit Union Routing Number is the same for all Smart Financial Credit Union accounts. If you have both your checking and savings accounts with Smart Financial Credit Union, for example, they will both use the same routing number, 313083578.