Mechanics & Farmers Bank Routing Number

Mechanics & Farmers Bank of North Carolina - Routing Number
53010665	The routing number for Mechanics & Farmers Bank in North Carolina is used on Mechanics & Farmers Bank checks and for direct deposits and wire transfers.
Bank Name:	Mechanics & Farmers Bank
Chartered By:	STATE
FDIC Certificate:	#12266
Return On Assets:	0.45%
Return On Equity:	4.10%
Established:	1908-03-01
Data Updated:	2008-04-04
FDIC Insured:	Yes, since 1934-01-01
Insured Savings Institution:	No
Insured Commercial Bank:	Yes

Mechanics & Farmers Bank is a commercial bank located in North Carolina, and has 8 branches and offices. Mechanics & Farmers Bank is classified as a commercial bank with a state charter supervised by the FDIC, but not a member of the Federal Reserve.

Mechanics & Farmers Bank holds a total of $313,003 in assets, of which $271,940 are deposits in the savings and checking accounts offered by the bank. Mechanics & Farmers Bank is owned by M&F Bancorp, Inc., a bank holding company headquartered in Durham.

How to use the Mechanics & Farmers Bank Routing Number

Mechanics & Farmers Bank's routing number is the eight or nine-digit number found on the bottom left hand side of Mechanics & Farmers Bank checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Mechanics & Farmers Bank Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.