Farmers & Merchants Bank Address
P O Box 307
Granite Quarry, NC 28072
Farmers & Merchants Bank Phone Number
704-279-7291
Farmers & Merchants Bank Web Address
http://www.fmbnc.com/

Farmers & Merchants Bank of North Carolina - Routing Number

53103640 The routing number for Farmers & Merchants Bank in North Carolina is used on Farmers & Merchants Bank checks and for direct deposits and wire transfers.
Bank Name: Farmers & Merchants Bank
Chartered By: STATE
FDIC Certificate: #2036
Return On Assets: 0.33%
Return On Equity: 2.78%
Established: 1909-01-01
Data Updated: 2010-05-27
FDIC Insured: Yes, since 1934-01-01
Insured Savings Institution: No
Insured Commercial Bank: Yes

Farmers & Merchants Bank is a commercial bank located in North Carolina, and has 11 branches and offices. Farmers & Merchants Bank is classified as a commercial bank with a state charter supervised by the FDIC, but not a member of the Federal Reserve.

Farmers & Merchants Bank holds a total of $603,694 in assets, of which $466,751 are deposits in the savings and checking accounts offered by the bank. Farmers & Merchants Bank is owned by F & M Financial Corporation, a bank holding company headquartered in Granite Quarry.


How to use the Farmers & Merchants Bank Routing Number

Routing number on sample check

Farmers & Merchants Bank's routing number is the eight or nine-digit number found on the bottom left hand side of Farmers & Merchants Bank checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Farmers & Merchants Bank Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.

Unlike your Farmers & Merchants Bank Bank Account Number, the Farmers & Merchants Bank Routing Number is the same for all Farmers & Merchants Bank accounts. If you have both your checking and savings accounts with Farmers & Merchants Bank, for example, they will both use the same routing number, 53103640.