Farmers & Merchants Address
320 Main St
Waterloo, AL 35677
Farmers & Merchants Phone Number
256-766-2579
Farmers & Merchants Web Address
http://www.fandmstbk.com/

Farmers & Merchants of Alabama - Routing Number

62204378 The routing number for Farmers & Merchants in Alabama is used on Farmers & Merchants checks and for direct deposits and wire transfers.
Bank Name: Farmers & Merchants State Bank
Chartered By: STATE
FDIC Certificate: #13242
Return On Assets: 0.23%
Return On Equity: 1.86%
Established: 1897-01-01
Data Updated: 2006-11-03
FDIC Insured: Yes, since 1934-01-01
Insured Savings Institution: No
Insured Commercial Bank: Yes

Farmers & Merchants is a commercial bank located in Alabama, and has 2 branches and offices. Farmers & Merchants is classified as a commercial bank with a state charter supervised by the FDIC, but not a member of the Federal Reserve.

Farmers & Merchants holds a total of $130,575 in assets, of which $101,344 are deposits in the savings and checking accounts offered by the bank. Farmers & Merchants is owned by Maunesha Bancshares, Inc., a bank holding company headquartered in Waterloo.


How to use the Farmers & Merchants Routing Number

Routing number on sample check

Farmers & Merchants' routing number is the eight or nine-digit number found on the bottom left hand side of Farmers & Merchants checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Farmers & Merchants Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.

Unlike your Farmers & Merchants Bank Account Number, the Farmers & Merchants Routing Number is the same for all Farmers & Merchants accounts. If you have both your checking and savings accounts with Farmers & Merchants, for example, they will both use the same routing number, 62204378.