Joy State Bank Address
Main & Washington St
Joy, IL 61260
Joy State Bank Phone Number
309-584-4146
Joy State Bank Web Address
http://www.joystatebank.com/

Joy State Bank of Illinois - Routing Number

71110550 The routing number for Joy State Bank in Illinois is used on Joy State Bank checks and for direct deposits and wire transfers.
Bank Name: Joy State Bank
Chartered By: STATE
FDIC Certificate: #11329
Return On Assets: 0.90%
Return On Equity: 10.23%
Established: 1921-01-01
Data Updated: 2006-11-03
FDIC Insured: Yes, since 1934-01-01
Insured Savings Institution: No
Insured Commercial Bank: Yes

Joy State Bank is a commercial bank located in Illinois, and has 2 branches and offices. Joy State Bank is classified as a commercial bank with a state charter supervised by the FDIC, but not a member of the Federal Reserve.

Joy State Bank holds a total of $42,536 in assets, of which $36,758 are deposits in the savings and checking accounts offered by the bank. Joy State Bank is owned by Bluestem Development Corporation, a bank holding company headquartered in Joy.


How to use the Joy State Bank Routing Number

Routing number on sample check

Joy State Bank's routing number is the eight or nine-digit number found on the bottom left hand side of Joy State Bank checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Joy State Bank Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.

Unlike your Joy State Bank Bank Account Number, the Joy State Bank Routing Number is the same for all Joy State Bank accounts. If you have both your checking and savings accounts with Joy State Bank, for example, they will both use the same routing number, 71110550.