Southern Michigan Bank & Trust Address
51 W. Pearl St
Coldwater, MI 49036
Southern Michigan Bank & Trust Phone Number
517-279-5500
Southern Michigan Bank & Trust Web Address
http://www.smb-t.com/

Southern Michigan Bank & Trust of Michigan - Routing Number

Old Routing Number: 72402610
72402283
The routing number for Southern Michigan Bank & Trust in Michigan is used on Southern Michigan Bank & Trust checks and for direct deposits and wire transfers.
Bank Name: Southern Michigan Bank & Trust
Chartered By: STATE
FDIC Certificate: #5019
Return On Assets: 0.67%
Return On Equity: 5.95%
Established: 1872-01-16
Data Updated: 2009-05-20
FDIC Insured: Yes, since 1934-01-01
Insured Savings Institution: No
Insured Commercial Bank: Yes

Southern Michigan Bank & Trust is a commercial bank located in Michigan, and has 17 branches and offices. Southern Michigan Bank & Trust is classified as a commercial bank with a state charter supervised by the FDIC, but not a member of the Federal Reserve.

Southern Michigan Bank & Trust holds a total of $480,575 in assets, of which $397,839 are deposits in the savings and checking accounts offered by the bank. Southern Michigan Bank & Trust is owned by Southern Michigan Bancorp, Inc., a bank holding company headquartered in Coldwater.


How to use the Southern Michigan Bank & Trust Routing Number

Routing number on sample check

Southern Michigan Bank & Trust's routing number is the eight or nine-digit number found on the bottom left hand side of Southern Michigan Bank & Trust checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Southern Michigan Bank & Trust Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.

Unlike your Southern Michigan Bank & Trust Bank Account Number, the Southern Michigan Bank & Trust Routing Number is the same for all Southern Michigan Bank & Trust accounts. If you have both your checking and savings accounts with Southern Michigan Bank & Trust, for example, they will both use the same routing number, 72402610.