51 W. Pearl St
Coldwater, MI 49036
517-279-5500
http://www.smb-t.com/
Southern Michigan Bank & Trust of Michigan - Routing Number |
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The routing number for Southern Michigan Bank & Trust in Michigan is used on Southern Michigan Bank & Trust checks and for direct deposits and wire transfers. |
Bank Name: | Southern Michigan Bank & Trust |
Chartered By: | STATE |
FDIC Certificate: | #5019 |
Return On Assets: | 0.67% |
Return On Equity: | 5.95% |
Established: | 1872-01-16 |
Data Updated: | 2009-05-20 |
FDIC Insured: | Yes, since 1934-01-01 |
Insured Savings Institution: | No |
Insured Commercial Bank: | Yes |
Southern Michigan Bank & Trust is a commercial bank located in Michigan, and has 17 branches and offices. Southern Michigan Bank & Trust is classified as a commercial bank with a state charter supervised by the FDIC, but not a member of the Federal Reserve.
Southern Michigan Bank & Trust holds a total of $480,575 in assets, of which $397,839 are deposits in the savings and checking accounts offered by the bank. Southern Michigan Bank & Trust is owned by Southern Michigan Bancorp, Inc., a bank holding company headquartered in Coldwater.
How to use the Southern Michigan Bank & Trust Routing Number
Southern Michigan Bank & Trust's routing number is the eight or nine-digit number found on the bottom left hand side of Southern Michigan Bank & Trust checks, next to your checking account number and check number.
In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.
Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the Southern Michigan Bank & Trust Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.