First Niagara Bank Address
Po Box 886
Lockport, NY 14095
First Niagara Bank Phone Number
800-421-0004

First Niagara Bank of New York - Routing Number

31302803 The routing number for First Niagara Bank in New York is used on First Niagara Bank checks and for direct deposits and wire transfers.
Bank Name: N
Chartered By: N
FDIC Certificate: #N
Return On Assets: N%
Return On Equity: N%
Established: N
Data Updated: N
FDIC Insured: No
Insured Savings Institution: No
Insured Commercial Bank: No

First Niagara Bank is a bank located in New York, and has N branches and offices. First Niagara Bank is classified as a commercial bank with a national (federal) charter, supervised by the Office of the Comptroller of the Currency (OCC) and a member of the Federal Reserve.

First Niagara Bank holds a total of $N in assets, of which $N are deposits in the savings and checking accounts offered by the bank.


How to use the First Niagara Bank Routing Number

Routing number on sample check

First Niagara Bank's routing number is the eight or nine-digit number found on the bottom left hand side of First Niagara Bank checks, next to your checking account number and check number.

In the sample check on the left, the routing number is circled in red. Your checks may have a slightly different layout.

Your routing number is used like a bank's address, to ensure that financial transactions (like checks and direct deposits) get sent to the correct banking institution. You will need to know the First Niagara Bank Routing Number when setting up direct deposit with your employer, receiving direct-deposit benefits or tax refunds from the U.S. Government, or requesting a direct bank wire payment to your bank account.

Unlike your First Niagara Bank Bank Account Number, the First Niagara Bank Routing Number is the same for all First Niagara Bank accounts. If you have both your checking and savings accounts with First Niagara Bank, for example, they will both use the same routing number, 31302803.